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Request for Information - Merchant Credit Card Acceptance and Electronic Funds Transfer (EFT) Services

ID: AE26-6 • State: Utah
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Description

Background
The State's current 10-year agreement for Merchant Credit Card Acceptance and Electronic Funds Transfer (EFT) Services is set to expire within the next year. Given the significant evolution in the payments landscape over the past decade, the State is issuing this Request for Information (RFI) to gather industry insights prior to developing a formal Scope of Work (SOW) for an upcoming Request for Proposal (RFP).

The purpose of this RFI is to obtain feedback on current industry standards, best practices, and emerging trends. It aims to identify modern capabilities and technologies for inclusion in the SOW and understand vendor perspectives on service delivery models and contracting approaches.

Work Details
The RFI seeks information on several categories:
1. Contract Structure & Service Model - Feedback on exclusive vs. non-exclusive processing models, pricing incentives, volume discounts, single award vs. multi-award RFP considerations.
2. Value Added Services & Vendor Management - Recommendations on equipment and services to include or exclude, managing authorized resellers/suppliers, ensuring uniform Service Level Agreement (SLA) and Payment Card Industry Data Security Standard (PCI DSS) compliance.
3. Payment Capabilities & Trends - Insights into industry trends since 2017, recurring and ad hoc payments, digital wallets support, and roadmaps for emerging methods like FedNow or Pay-by-Bank payments.
4. Systems, Integration & Technology - Gateway options, integration capabilities with hardware POS devices versus third-party processors, ERP integration requirements.
5. Reporting & Portals - Portal capabilities including multi-tenant access and oversight features.
6. Compliance & Security - Confirmation of compliance with PCI DSS 4.0 and processes for providing SOC reports annually.
7. Privacy Protection - Feedback on Privacy-Enhancing Technologies (PETs), sovereign data standards for government entities, data minimization strategies.

Period of Performance
This RFI is not a procurement process; it is intended solely for planning purposes before a formal RFP process that will follow later.

Bidder Requirements
This RFI does not specify any set-aside certifications or requirements; it is focused on gathering information rather than soliciting bids or proposals.
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Overview

Opportunity Type
RFI
Opportunity ID
AE26-6
Response Deadline
May 5, 2026 Due in 13 Days
Date Posted
April 9, 2026
Est. Value Range
Experimental
$5,000,000 - $20,000,000 (AI estimate)
Agency Distribution
High
Source
Source Notes
Source does not have a linkable page for this opportunity. To find the opportunity, go to the Source website listed above and search for the Opportunity ID.
On 4/9/26 Division of Purchasing in Utah issued RFI Merchant Credit Card Acceptance and Electronic Funds Transfer (EFT) Services with ID AE26-6 due 5/5/26.

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Documents

Posted documents for Request for Information - Merchant Credit Card Acceptance and Electronic Funds Transfer (EFT) Services

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Additional Details

Questions Due
04/30/2026

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