Workers Compensation Insurance

Background
The City of Pawtucket is soliciting proposals for workers compensation insurance coverage. This insurance coverage shall be effective on the first day of fiscal year 2026 (July 1, 2025) and will end on June 30, 2026. The City reserves the right to renegotiate the terms of this contract for an additional four (4) full one (1) year terms at its sole discretion.

Work Details
The selected vendor will provide a complete Workers Compensation Insurance Program, which includes:

1. Complete administration of all workers compensation claims such as monitoring, record keeping, investigation, medical gates, legal settlement, medical case management, return to work programs, training policies, loss control services, data processing and management information reporting.

2. Minimum services include:
- Claims Handling
- Loss Control
- Medical Case Management
- Data Processing and Management Information

3. Limits of Liability:
- Workers Compensation – Statutory
- Employers Liability:
- Each accident: $1,000,000
- Disease-policy limit: $1,000,000
- Disease-each employee: $1,000,000

4. Endorsements and Other Requirements:
- Catastrophe Premium Endorsement
- Trade Sanctions Notice and Endorsement
- Terrorism Risk Insurance Program Reauthorization Act Disclosure Endorsement.

5. The proposal must include a copy of the calculation of the workers compensation premium including codes; payrolls; rates; deviations; experience modifications; premium discounts; schedule credits; deposit premium and payment plan.

Period of Performance
The contract will be performed from July 1, 2025 to June 30, 2026.

Place of Performance
The services will be performed in Pawtucket, Rhode Island.