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Comprehensive Housing Counseling (CHC) and the Housing Counseling Training (HCT) NOFO (FY2025)

ID: FR-6900-N-33 • Type: Posted
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Description

The purpose of HUD"s Housing Counseling Grant Program is to provide funds to HUD-approved housing counseling agencies that provide counseling and advice to tenants and homeowners, with respect to property maintenance, financial management and literacy, and other matters as may be appropriate to assist program clients in improving their housing conditions, meeting their financial needs, and fulfilling the responsibilities of tenancy or homeownership. This NOFO plays an integral role in helping individuals and families obtain housing and stay in their homes through sustainable homeownership or affordable rental housing. Housing counseling agencies are an important safeguard in the prevention of housing scams and discrimination and serve as an important gateway to local, state, federal and private housing assistance and resources.
Background
The Comprehensive Housing Counseling (CHC) and Housing Counseling Training (HCT) NOFO for FY2025 is issued by the U.S. Department of Housing and Urban Development (HUD). The purpose of this grant program is to provide funds to HUD-approved housing counseling agencies that assist tenants and homeowners in improving their housing conditions and financial management. This initiative aims to help individuals and families achieve sustainable homeownership or access affordable rental housing, while also serving as a safeguard against housing scams and discrimination.

Grant Details
The grant supports two main programs: 1) Comprehensive Housing Counseling (CHC), which focuses on providing targeted housing counseling and group education in areas such as rental counseling for HUD-assisted households, post-purchase counseling for homeowners, disaster preparedness, and homeless prevention services; 2) Housing Counseling Training (HCT), which aims to maintain a professional housing counseling industry through training scholarships, specialized topics, and workforce development. The total funding available is approximately $56,100,000, with specific allocations for each program: CHC can award up to $3,000,000 per applicant while HCT can award up to $1,500,000. The funding will be distributed through grants for CHC and cooperative agreements for HCT.

Eligibility Requirements
Eligible applicants include state governments, nonprofits with 501(c)(3) status (excluding institutions of higher education), and other specified entities. Applicants must be approved to participate in the HUD Housing Counseling Program prior to the NOFO issue date. Individuals are not eligible. For CHC, HUD-approved housing counseling agencies and State Housing Finance Agencies are eligible; for HCT, nonprofit organizations with at least two years of experience providing training services are eligible.

Period of Performance
The period of performance for both programs is set to begin on October 1, 2025, lasting for 18 months until March 31, 2027.

Grant Value
The total value of the grant opportunity is approximately $56,100,000. The maximum award amounts are $3,000,000 for the CHC program and $1,500,000 for the HCT program.

Place of Performance
The grant activities will be performed nationwide by HUD-approved housing counseling agencies.
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Overview

Agency
Department of Housing and Urban Development (HUD)
Category of Funding
Housing
Funding Instruments
Grant
Grant Program (CFDA)
14.169 - Housing Counseling Assistance Program
14.316 - Housing Counseling Training Program
Grant Category
Discretionary
Cost Sharing / Matching Requirement
False
Source
Grants.gov
On 3/26/26 the Department of Housing and Urban Development posted grant opportunity FR-6900-N-33 for Comprehensive Housing Counseling (CHC) and the Housing Counseling Training (HCT) NOFO (FY2025) with funding of $56.1 million. The grant will be issued under grant program 14.169 Housing Counseling Assistance Program. It is expected that 175 total grants will be made worth between $1 and $3.0 million.

Timing

Posted Date
March 26, 2026, 12:00 a.m. EDT
Closing Date
May 26, 2026, 12:00 a.m. EDT Due in 45 Days
Closing Date Explanation
Electronically submitted applications must be submitted no later than 11:59 p.m., ET, on the listed application due date.The performance start date for these grants is 10/1/25, even though the estimated award and project start dates are 8/1/26.
Last Updated
March 26, 2026, 3:48 p.m. EDT
Version
1

Eligibility

Eligible Applicants
State governments
Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education
Others (see text field entitled "Additional Information on Eligibility" for clarification)
Additional Info
1. Eligible applicants for the CHC award under this NOFO must satisfy the following criteria. Applicant must be approved to participate in the HUD Housing Counseling Program prior to the NOFO issue date. In addition, SHFAs are eligible for this NOFO if they possess statutory authority to provide housing counseling throughout their entire state and adhere to all program requirements outlined in 24 CFR Part 214, HUD Handbook 7610.1, and other governing policies and requirements.2. Eligible applicants for the HCT awards under this NOFO must satisfy the following criteria. Be a non-profit organization, other than an institution of higher education with at least two years of experience providing housing counseling training services nationwide to housing counselors employed by housing counseling agencies participating in HUD"s Housing Counseling Program. 3. Limits on Applicants. Applicants and Subgrantees are prohibited from receiving FY 2025 Housing Counseling Program grant funding from multiple sources. For example, receiving funding under this NOFO as both a direct Grantee (e.g. LHCA) and as a Subgrantee of an Intermediary or SHFA is prohibited. Likewise, receiving funding under this NOFO as a Subgrantee of two different Intermediaries/SHFAs is prohibited.4. Affiliations. Subgrantees must maintain the same network affiliation for all awards under this NOFO. For example, a Subgrantee that receives a subgrant from an Intermediary, SHFA, or MSO for the FY 2025 Comprehensive Housing Counseling NOFO cannot receive a subgrant from a different Intermediary, SHFA, or MSO for the FY 2025 MSI Initiative. HUD may grant approval for different network affiliations on a case-by-case basis.5. CHC MSI Initiative Award Additional Eligibility Requirement. Applicants wishing to apply for this award must also submit an application for the Comprehensive Housing Counseling NOFO. See Section I.B.3. Individuals, foreign entities, and sole proprietorship organizations are not eligible to compete for, or receive, awards made under this announcement.

Award Sizing

Ceiling
$3,000,000
Floor
$1
Estimated Program Funding
$56,100,000
Estimated Number of Grants
175

Contacts

Contact
Department of Housing and Urban Development
Contact Email
housing.counseling@hud.gov   Profile
Email Description
OHC NOFO Lead
Contact Phone
(202) 402-2440
Additional Information Site
https://www.hud.gov/program_offices/cfo/gmomgmt/grantsinfo/fundingopps

Documents

Posted documents for FR-6900-N-33

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